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Pickaquoy

Posts by Pickaquoy:

Pros and Cons of Same Day Payday Loans
How to Start Keeping a Monthly Household Budget
My Thoughts on Life, Money and Realities
Cooking Dinner when the Cupboards Are Bare
3 Personal Finance Terms You Should Know
Managing Your Personal Finances Like a Pro

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🌵Dividenden März🌵

Ich wünsche euch einen schönen 1. April. Hoffen wir, dass der April etwas besser wird als der März. Für mich hält der April einen Umzug bereit und die Probezeit im neuen Job ist nun vorbei.

Während das Portfolio etwas abrauscht, zeigen die Dividenden ein steigende Bild. Dies ist aber im wesentlichen durch Neuinvestitionen im Vergleich zum Vorjahr bedingt.

Insgesamt darf ich mich über 38 EUR Dividenden und Zinsen freuen.

Wie lief euer Monat?

Ich hoffe ich bleibt alle Gesund.

#dividenden#dividende#aktien#aktie#investieren#etf#fonds#sparplan#sparpläne#finanzen#invest#cashflow#zinsen#börse#P2P#aktienmitkopf#ebit#kgv#kbv#dividensenstrategie#mindset#frugal#reit#fire#reich#finanzschwarm#wachstum#erfolg#finanzenzusammen

Yes! I love this! ❤️ Repost @bemorewithless. #debtfreecommunity #debtfreejourney #debtfree #livewithless #financialfreedom #financialhealth #financialpeace #savemoney #debtfreedreams #liveonabudget #livebeneathyourmeans #lessismore #livelikenooneelse #debtfreedom #cash #budgeting #studentloandebt #daveramsey #debtfreeliving #cashenvelopes #frugal #frugalliving #savemoney #cashenvelope #moneyenvelope #cash #cashenvelopesystem #cashisking #paycash #minimalism

March grocery spending was out of hand. Honestly, I knew it was and I didn’t care. It wasn’t my priority in March to keep my grocery budget under control. My priority was to keep my family fed.

There are so many reasons for the wild increase in spending:
✅My husband did some of our shopping, meaning he came home with several huge cuts of meat to BBQ each totaling $15-30
✅We stocked up on a few dry goods that we had a poor supply of
✅Baby is switched from breastfeeding to formula . . . he’s 13 months so don’t @ me, I nursed that boy for 12 solid months!
✅Placing extra large orders for delivery not knowing what would come and what would be out of stock
✅Shopping in-store and grabbing doubles of everything possible and putting items in the cart “just in case”
✅Price increases on certain items, and unavailability of generic brands
✅More people at home eating

Thankfully we spent about half as much as we normally do on eating out. April should be much better and I’m hoping to return our grocery budget back to normal! Or closer to it. This is all part of a normal, healthy budget- things come up, things change!

Did you end up spending a ton more on groceries in March too?🥩🥓🥞🧅🥒🍑

Things are still strange and stressful in the world. And with the market dropping, staying at home, and the world being so different, I’ve been feeling a bit unmotivated and know many other folks in the community are feeling the same. But I’m trying to dial back and take stock of what’s important. .

In moments of great stress, it’s important to practice gratitude and kindness, not only to those around you but also to yourself. So I’m taking my own advice and trying to not be so hard on myself for not doing and accomplishing more (especially in regard to my #firejourney). And I’m so thankful for this community for being so real and so supportive of each other. So tell me friends, what are you thankful for? .
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#covid_19 #bebetter #stayhome #socialdistancing #makeanimpact

#fire #firemovement #ficommunity #financialindependence #financialfreedom #retireearly #personalfinance #personalfinanceforwomen #budget #budgeting #budgetlife #debtfreecommunity #debtfree #debtfreejourney #debtfreegoals #savemoney #investing #frugal #frugalliving #wealth #wealthbuilding #stayfocused #investinyourself #inthesearchof

April is National Financial Literacy Month! Shoutout to all of the personal finance professionals and those who enjoy learning about all things personal finance. #FinancialLiteracy #FinancialFreedom #PersonalFinance #Frugal #FrugalFreddy

March Budget ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
▪︎I stocked up on a bunch of groceries & household supplies for my boyfriend and I, so yes I went over by $400+ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
▪︎I haven't eaten out since March 17th and I don't plan to at all in April. I feel better knowing that I'm the one preparing my own food ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
▪︎I haven't been driving anywhere during quarantine, so I'm way under on gas ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
▪︎Misc budget was so high because I was going to be a bridesmaid in my friend's wedding, which is now cancelled. So I didn't end up spending much. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
▪︎I'm pausing investing for a month or two just because I would rather reach my $8,000 emergency fund goal sooner. Considering how new I still am to investing, it wasn't really hard to pause it ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
🔸️March was a tough month for many of us. I'm thankful that I had the means to support myself during this global pandemic. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
🔹️I was fortunate enough to be able to dip into my emergency fund to cover some expenses and I recognize the other ways in which I was privileged throught this all: not having to worry about paying rent, working from home and still getting paid, etc. Everyone faced some amount of uncertainty which was stressful enough, but for me to say I struggled much or at all would be a disservice to those who actually did. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
🔸️I pray that everyone reading this continues to have the strength to push forward into April despite not knowing what lies ahead. If you happen to exceed money goals and flourish during this time, then that's amazing for you! If you simply survive during this time, then that's amazing too!

During crisis of resources the best process to opt is frugal innovation.

Google cardboard is one such example.

#frugal #frugalinnovation #jugaad #innovation #india #indiajugaad #indiainnovation

Yesterday, I watched lesson 1 of financial peace university. Rachel Cruze talked about how one person was the nerd. That is me. I'm the nerd. As she talked about how the free spirit HAD to sit and listen in the budget meeting. "Yeah right" I thought. Our budget conversations usually go something like this:

Her: wanna look at the budget? (Beaming with pride over the hours spent working on it)
Him: how much is left over?
Her: x amount
Him: sounds good

That's it.
But LAST NIGHT!!! He sat with me through the entire bill paying process and looked over number and we talked about what we wanted to do in April with the leftover.
I'm still in shock and so happy.

#debtfreecommunity #debtfreejourney #budget #debt #daveramsey #financialpeace #bills #debtfree #frugal #frugalliving #frugallife #debtfreeliving #debtfreedom #cash #cashenvelopes #expenses #debtsnowball #babysteps #goals #debtisdumb #work #money #bs2 #payday #totalmoneymakeover #bills #babysteps #loans #job #gazelleintense #dfc

Recent Posts

Pros and Cons of Same Day Payday Loans
How to Start Keeping a Monthly Household Budget
My Thoughts on Life, Money and Realities
Cooking Dinner when the Cupboards Are Bare
3 Personal Finance Terms You Should Know

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