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Old me would say “Saturday’s are for shopping!” With no budget in mind. So glad that mindset has changed over the years. This Saturday we’re cleaning and decluttering. Also got some movies from redbox for later. How are you spending your Saturday?
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Cash Envelopes ✉️ : I MADE MY OWN! 🛍💞
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I was in the market for new cash envelopes. For whatever reason I never bought any online and thought about making them myself. I looked on YouTube and got an idea of what I needed. It seemed overwhelming and I gave up. I then remembered my husband had a laminator, laminating sheets and ruler. 😍.
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Next stop was Michaels and I never realized paper can be so expensive. Knowing me, I found a pack of Christmas paper that was 80% off and started practicing.
It’s definitely a challenge and time consuming with so much room for improvement. Here are my little babies. These will hold our 2020 challenge bills [post on challenge coming soon] throughout the year. I enjoyed it and I will be making more. •
I currently use different clear cash envelopes [see previous post] ones for my wallet. But i really enjoyed making them :) using cash 💵 is a GAME CHANGER in our Debt Free Journey. I used my debit card for a while, but cash just curves your behavior differently. •
Do you use 💵 cash or 💳 card?!?
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NUEVO CUPON EN EL APP DE PUBLIX
OIKOS FREE 🏃‍♀️🏃‍♀️ #cuponeandocongaby

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Still on my clearout mission. Made another £10 today with an old digital camera that doesn’t even have a charger, and my fish tank was collected (finally) Quite enjoying searching the house for stuff to sell 😂🙈

Woop! Saved £50 interest on a balance transfer of £3,500.
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Had an offer of 0% with 3% fee, or 4.9% with zero fee. We were going to use the 0%....but using this calculator it showed us the best option was the 4.9% with no fee because we have planned to repay £450 per month, which means overall we'll pay less interest by £50 than paying the £105 on the 3% fee.
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It also means we MUST stick to our repayment plan or it will cost us more if we don't pay it off fully in 9 months.
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https://www.moneysavingexpert.com/credit-cards/minimum-repayments-credit-card/
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Thought this might be a useful tip to share as it’s been really used in our house. Instead of buying coconut cream that’s more expensive, simply pop your can in the fridge overnight (or for as long as possible) and when you open the tin - the cream will have collected at the top and will be easy to use.
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I’ve done this lots of times and can’t remember who told me but it’s never let me down.
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I’m making chicken Katsu curry tonight and needed some which reminded me! 💖
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#clearancelovingmom
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Have a game plan and WIN! If you don’t know where you are going any road will take you there!! Know where your dollars are going. Be intentional with your money! #wealthbuilding #budget #budgetbypaycheck #finance #money #babysteps #babystep1 #babystep2 #daveramsey #plan #planner #frugal #debtfreecommunity #debt #debtfree #getoutofdebt #financialplanning #growth #moneytips #millenials #financialpeace #personalfinances #financeblogger #habits #money #change #potd #like #follow #comment

I wasn’t expecting to be home for lunch today so had nothing planned, and few ingredients for inspiration. So I put into the slow cooker this week’s leftovers: kale, baked potatoes, nachos, salsa, bread, the last of the homemade coleslaw (yes I know, a weird set of ingredients) added some curry powder, and made Curried Vegetable Soup for a zero-waste win!

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